Hmmm don't worry I don't understand girls either!
It seems you spend a lot fo time talking, I think she must like that, she obviously needs someone to listen to her. And you have landed that role, which means regardless of whether it is love or not, she finds a really great friend in you.
I'm not sure what that means when she says she doesn't believe in love. Are her feelings only based on this bond you two have (like just good friends), or is she using this apparent disbelief as a shield against hurt? If she is, then she may never admit it, but it's good to know where she really stands with you.
How much have you talked to her about your own feelings? Does she know that saying she doesn't believe in love hurts you, as it seems it does? You need to find out what's really going on and what she really thinks about you, because otherwise things may go down a bad road and both of you could get hurt. Get things out in the open. Or at least try, because she sounds very cryptic and contrary to me and nobody deserves to be treated that way.
I hope this helps!
